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Non-Citizen Spouse Scheme (NCS)

You may be eligible for the if you are a citizen with a spouse who is neither a Singapore Citizen nor a Singapore Permanent Resident (SPR:

Singles Grant; or

Improved CPF Housing Give (Singles)/ Extra CPF Housing Grant (Singles) ^

^ The EHG is introduced and certainly will change the AHG for resale applications received from 11 September 2019.

Singles Give

Assistance For

Married candidates aged 21 or above whom purchase an HDB resale flat beneath the Non-Citizen Spouse Scheme

Recipient Can Also Be Eligible For

Enhanced CPF Housing Give for Singles

Recipient May Later Meet The Requirements For

  • Top-Up Grant
  • Resident Top-Up

Give quantity

Purchasing 2- to Resale that is 4-room Flat 5-room or Bigger Resale Flat
$25,000 $20,000

Eligibility

At the least 21 yrs. Old

Household Reputation
  • Maybe Not who owns a flat bought from HDB, or an Executive Condominium (EC) or Design, Build and Sell Scheme (DBSS) flat bought from a designer
  • Not offered a set purchased from HDB, or an EC/ DBSS flat bought from a designer
  • Not received any CPF Housing give for the purchase of a HDB resale flat
  • Not received any kind of housing subsidy, e.g. Benefitted underneath the Selective En bloc Redevelopment Scheme (SERS), HUDC property privatisation
Flat Type 2-room or bigger
  • Twenty years or maybe more
  • You may get a lease that is flat’s with this HDB Map solutions
  • Usually do not acquire other home offshore or locally, and have now perhaps not discarded any in the last 30 months
  • Cannot spend money on personal property that is residential the date of flat application till following the 5-year MOP
  • Should not be buying an HDB resale flat that’s been established for SERS

^ For resale applications received on or after 11 September 2019. For resale applications received before 11 September 2019, income ceiling is $12,000

  • Give Amount = $25,000

Income document guidelines

For the flat application, you therefore the other applicants and crucial occupiers will have to prepare the next documents for the verification:

  • A few months’ payslips preceding the month of application, if used full-time (maybe not on commission-basis)
  • A few months’ of earnings papers preceding the of application, for other types of employment month
  • Evidence of jobless, if you don’t working

Besides the documents that are above we might additionally request other papers for verification if required.

Nature of Employment

Papers to Submit

Records

  • A few months’ payslips preceding the thirty days of application
  • Page from employer certifying salaries for a couple of months preceding the thirty days of application; the letter must support the:
    • Business stamp/ letterhead
    • Certifying officer’s title, signature, and designation

Note: If for example the income includes allowances, we shall need a few months’ payslips preceding the thirty days of application.

  • Assessment is dependent on the common gross month-to-month earnings, which:
    • Excludes bonuses and earnings obtained from advertisement hoc overtime work
    • Includes allowances (fixed/ adjustable) received on a daily basis (e.g. Allowances for meals, transportation, washing, uniform, etc. )
  • If you should be used full-time but on no-pay leave for under half a year, we are going to cons Notice of Assessment (NOA) through the Inland sales Authority of Singapore (IRAS) will never be accepted

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  • Latest NOA from IRAS or Statement of Annual Accounts certified by an review firm
  • Undertaking affirming the typical gross month-to-month income for half a year preceding the thirty days of application

    Assessment will be based upon the common gross income that is monthly

    The undertaking for applicants/occupiers to affirm their normal gross income that is monthly be provided for candidates via e-mail (if needed).

    • Half a year’ payslips preceding the of application month
    • Page from employer salaries that are certifying a few months preceding the thirty days of application; the page must retain the:
      • Business stamp/ letterhead
      • Certifying officer’s title, signature, and designation
    • Assessment is founded on the common gross income that is monthly.
    • Half a year’ commission statements/ payslips preceding the thirty days of application
    • Page from employer certifying salaries for six months preceding the thirty days of application; the letter must retain the:
      • Business stamp/ letterhead
      • Certifying officer’s title, signature, and designation
    • Assessment is dependent on the common gross income that is monthly.
    • Page from employer salaries that are certifying six months preceding the thirty days of application; the page must support the:
      • Business stamp/ letterhead
      • Certifying officer’s title, signature, and designation
    • Assessment is dependant on the typical gross income that is monthly.

    Unemployed individual (between 18 to 62 years of age)